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    November 23, 2020
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No Points No Closing Costs Looking to refinance? Look no further than Westerly Community Credit Union! 7 Year Fixed Rate Mortgage 2.500% APR* Ask about our 10, 15 & 20 Year Rate Specials! Apply online or at any branch location! Westerly Community Credit Union Westerly - Richmond - Wakefield www.westerlyccu.com 401.596.7000 0000 fOO in "Annual Percentage Rate (APR) is effective 11/1/2020 and is subject to change. Rate shown requires an "A" credit score of 680 or above. Rate also reflects a 0.75% point interest rate reduction for automatic loan payments deducted froman "active WCCU checking account ("active checking is 6 transactions or more per month and direct deposit) which must be scheduled at the time of loan closing. If the above requirements are not met, discount will not apply, and 0.75% will be added to the rate. Monthly payments per $1,000 borrowed would be 7 years at $12.99. 10 years at $9.49, 15 years at $6.85, 20 years at $5.55. Maximum loan-to-value 80%. Maximum loan $350,000. Owner occupied only. Flood insurance may be required. Property insurance is required. Requires First Lien Position. Not available for rewrite of current WCCU loans. Not available for new purchases. A termination fee not to exceed the lesser of $500 or 2% of the loan amount will apply for loans terminated within two years of origination date. Recording. trust review, and advisory fees apply where applicable. Consult a tax advisor regarding the deductibility of interest. Other rates and terms available. Other restrictions may apply. WCCU NMLS ID # 518892. No Points No Closing Costs Looking to refinance? Look no further than Westerly Community Credit Union! 7 Year Fixed Rate Mortgage 2.500% APR* Ask about our 10, 15 & 20 Year Rate Specials! Apply online or at any branch location! Westerly Community Credit Union Westerly - Richmond - Wakefield www.westerlyccu.com 401.596.7000 0000 fOO in "Annual Percentage Rate (APR) is effective 11/1/2020 and is subject to change. Rate shown requires an "A" credit score of 680 or above. Rate also reflects a 0.75% point interest rate reduction for automatic loan payments deducted froman "active WCCU checking account ("active checking is 6 transactions or more per month and direct deposit) which must be scheduled at the time of loan closing. If the above requirements are not met, discount will not apply, and 0.75% will be added to the rate. Monthly payments per $1,000 borrowed would be 7 years at $12.99. 10 years at $9.49, 15 years at $6.85, 20 years at $5.55. Maximum loan-to-value 80%. Maximum loan $350,000. Owner occupied only. Flood insurance may be required. Property insurance is required. Requires First Lien Position. Not available for rewrite of current WCCU loans. Not available for new purchases. A termination fee not to exceed the lesser of $500 or 2% of the loan amount will apply for loans terminated within two years of origination date. Recording. trust review, and advisory fees apply where applicable. Consult a tax advisor regarding the deductibility of interest. Other rates and terms available. Other restrictions may apply. WCCU NMLS ID # 518892.