What can your Home do for you? Consolidate Debt Home Improvements College and More! Use your Flex Equity Line of Credit as a Line of Credit OR as a Fixed Rate Loan! 12-Month Intro. Rate As Low As Then Variable Rate As Low As 2.75% 3.25% Visit westerlyccu.com/equity for details or to apply! Westerly ~ Richmond Wakefield Coventry Westerly Community Credit Union "Rates and offer as of 7/1/2022 are subject to change. After 12 month introductory rate period, the Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Joumal on the last day of each billing cycle and tiered as follows: $10,000-$99.999.99 is Prime-0.25%, $100.000 and over is Prime-0.50% APR will never be more than 18% or less than 3.25% after the initial fixed period. 1-4 family owner occupied properties only. 80% maximum combined loan to value. Minimum loan $10,000 (line of Credit), $5,000 (foxed Rate portion) Maximum loan is $350,000. The plan allows two foxed rate advances from your line at any given time during the 10 year draw period (repayment terms up to 15 years for each draw). Foxed rate advance rates will be those in effect at time of draw. Flood insurance may be required. Property insurance is required. Consult a tax advisor about the deductibility of interest. Other restrictions may apply. A cancellation fee will apply for loans terminated with 2 years of origination date. Other rates and terms available. Available for new lines only. $50 annual fee will be waived for 1st year. WCCUNMLSID#518892 www.westerlyccu.com 401.596.7000 fovino What can your Home do for you ? Consolidate Debt Home Improvements College and More ! Use your Flex Equity Line of Credit as a Line of Credit OR as a Fixed Rate Loan ! 12 - Month Intro . Rate As Low As Then Variable Rate As Low As 2.75 % 3.25 % Visit westerlyccu.com/equity for details or to apply ! Westerly ~ Richmond Wakefield Coventry Westerly Community Credit Union " Rates and offer as of 7/1/2022 are subject to change . After 12 month introductory rate period , the Annual Percentage Rate ( APR ) is variable based on the Prime Rate as published in the Wall Street Joumal on the last day of each billing cycle and tiered as follows : $ 10,000- $ 99.999.99 is Prime - 0.25 % , $ 100.000 and over is Prime - 0.50 % APR will never be more than 18 % or less than 3.25 % after the initial fixed period . 1-4 family owner occupied properties only . 80 % maximum combined loan to value . Minimum loan $ 10,000 ( line of Credit ) , $ 5,000 ( foxed Rate portion ) Maximum loan is $ 350,000 . The plan allows two foxed rate advances from your line at any given time during the 10 year draw period ( repayment terms up to 15 years for each draw ) . Foxed rate advance rates will be those in effect at time of draw . Flood insurance may be required . Property insurance is required . Consult a tax advisor about the deductibility of interest . Other restrictions may apply . A cancellation fee will apply for loans terminated with 2 years of origination date . Other rates and terms available . Available for new lines only . $ 50 annual fee will be waived for 1st year . WCCUNMLSID # 518892 www.westerlyccu.com 401.596.7000 fovino