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    November 8, 2021
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Dream. Plan. Do. with our Flex Equity Line of Credit 12-Month Intro. Rate As Low As Then Variable Rate As Low As 1.75% 3.25% APR APR Plus, you can lock in up to 2 fixed rate advances at any time as low as 2.99% APR Home Improvements College Medical Bills And So Much More Visit westerlyccu.com/equity for details or to apply! Westerly Community Credit Union Westerly - Richmond - Wakefield www.westerlyccu.com 401.596.7000 000 n "Rates and offer as of 10/1/2021 are subject to change. Ater 12 month introductory rate period, the Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Joumal on the last day of each biling cyde and tiered as follows: $10,000-s9,999.99 is Prime-0.25%, $100,000 and over is Prime-0.50%. APR will never be more than 18% or less than 3.25% ater the inital fxed period. 14 family owner occupied properties only. 80% maximum combined loan to value. Minimum koan $10,000 (ine of Credit,. $5,000 (fxed Rate porion). Maximum koan is $350,000. "The plan allows two fxed rate advances from your line at any given time during the 10 year draw period (repayment lerms up to 15 years for each draw). Fixed rate advance rates will be those in effect at time of draw. Example of monthly payments per $1,000 borrowed would be 15 years at $6.91 per month. Flood insurance may be required. Property insurance is required. Consult a tax advisor about the deductibility of interest Other restricions may apply. A canoelafion foe will apply for loans terminated with 2 years of origination date. Other rates and terms avalable. Avalable for new ines only. $50 annual fee will be waived for 1st year. Dream. Plan. Do. with our Flex Equity Line of Credit 12-Month Intro. Rate As Low As Then Variable Rate As Low As 1.75% 3.25% APR APR Plus, you can lock in up to 2 fixed rate advances at any time as low as 2.99% APR Home Improvements College Medical Bills And So Much More Visit westerlyccu.com/equity for details or to apply! Westerly Community Credit Union Westerly - Richmond - Wakefield www.westerlyccu.com 401.596.7000 000 n "Rates and offer as of 10/1/2021 are subject to change. Ater 12 month introductory rate period, the Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Joumal on the last day of each biling cyde and tiered as follows: $10,000-s9,999.99 is Prime-0.25%, $100,000 and over is Prime-0.50%. APR will never be more than 18% or less than 3.25% ater the inital fxed period. 14 family owner occupied properties only. 80% maximum combined loan to value. Minimum koan $10,000 (ine of Credit,. $5,000 (fxed Rate porion). Maximum koan is $350,000. "The plan allows two fxed rate advances from your line at any given time during the 10 year draw period (repayment lerms up to 15 years for each draw). Fixed rate advance rates will be those in effect at time of draw. Example of monthly payments per $1,000 borrowed would be 15 years at $6.91 per month. Flood insurance may be required. Property insurance is required. Consult a tax advisor about the deductibility of interest Other restricions may apply. A canoelafion foe will apply for loans terminated with 2 years of origination date. Other rates and terms avalable. Avalable for new ines only. $50 annual fee will be waived for 1st year.