It's Time To DTY! Tackle your next project with WCCU's Flex Equity Line of Credit! Lock in up to 2 fixed rate advances at any given time!* Low Rates Starting At: Fixed Rate Advances As Low As 4.00% 3.25% APR* APR* Home Improvements College Medical Bills And So Much More Visit us online for details or to apply today! Westerly Westerly - Richmond - Wakefield Community Credit Union www.westerlyccu.com 401.596.7000 *Rate as of 10/1/2020 and subject to change. The Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Journal on the last day of each billing cycle and tiered as follows: $10,000-$99,999.99 is Prime - 0.25%, $100,000 and over is Prime - 0.50%. APR will never be more than 18%. 1-4 family owner occupied properties only. 80% maximum combined loan to value. Minimum loan $10,000 (line of credit) $5,000 is $350,000. The plan allows two fixed rate advances from your line at any given time during the 10 year draw period SON (fixed rate portion). Maximu (15 years to repay). Fixed rate advance rates will be those in effect at time of draw. Flood insurance may be required. Property insurance is required. Consult a tax advisor about the deductibility of interest. Other restrictions may apply. A cancellation fee will apply for loans terminated within two years of origination date. Other rates and terms available. Available for new lines only. $50 annual fee will be waived for the 1st year. WCCU NMLS ID # 518892. It's Time To DTY! Tackle your next project with WCCU's Flex Equity Line of Credit! Lock in up to 2 fixed rate advances at any given time!* Low Rates Starting At: Fixed Rate Advances As Low As 4.00% 3.25% APR* APR* Home Improvements College Medical Bills And So Much More Visit us online for details or to apply today! Westerly Westerly - Richmond - Wakefield Community Credit Union www.westerlyccu.com 401.596.7000 *Rate as of 10/1/2020 and subject to change. The Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Journal on the last day of each billing cycle and tiered as follows: $10,000-$99,999.99 is Prime - 0.25%, $100,000 and over is Prime - 0.50%. APR will never be more than 18%. 1-4 family owner occupied properties only. 80% maximum combined loan to value. Minimum loan $10,000 (line of credit) $5,000 is $350,000. The plan allows two fixed rate advances from your line at any given time during the 10 year draw period SON (fixed rate portion). Maximu (15 years to repay). Fixed rate advance rates will be those in effect at time of draw. Flood insurance may be required. Property insurance is required. Consult a tax advisor about the deductibility of interest. Other restrictions may apply. A cancellation fee will apply for loans terminated within two years of origination date. Other rates and terms available. Available for new lines only. $50 annual fee will be waived for the 1st year. WCCU NMLS ID # 518892.