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    October 28, 2019
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Life Moves On After College Why are the loans still around? Our College Refinance Loan combines your federal & private student loans to lock in a lower interest rate & reduce your monthly payment! No origination fee, application fee or prepayment penalty! Fixed or Adjustable Rates As Low As 3.75% Apply Online 24/7 or at any branch location! APR* Westerly Richmond Wakefield Westerly Community westerccu.com 401.596.7000 Credit Union f in Helping our members achieve financial success! Annual Percentage Rate (APR) as of 10/1/2019 is subject to change without notice. Adjustable rate shown is for A credit scores of 680+ and reflects a 25 % point interest rate reduction for automated payments deducted from a WCCU checking account Add 25 % to rale if automatic deduction is not completed. The Adjustable rate APR will vary based on the Prime Rate as published in the Wall Street Jounal. 60 monthly payments of $18.42 per $1,000 borowed. Payments do not reflect any additional cost for Payment Protection. No minimum loan amount College Refinance Loan is for refinancing exising educaion loans in repayment not deleral. Maimum loan $50000, maximum tem 10 years Applicants must be a graduate of at least a four year accredited collegeluniversity and employed full time. College Refinance Loans are subject to credit qualification and venfication of applicaton information, outstanding loan amounts, proof of employment and graduation. Fixed and adjustable rates available. New loans only Other restictions may apply. Insured by NCUA Life Moves On After College Why are the loans still around? Our College Refinance Loan combines your federal & private student loans to lock in a lower interest rate & reduce your monthly payment! No origination fee, application fee or prepayment penalty! Fixed or Adjustable Rates As Low As 3.75% Apply Online 24/7 or at any branch location! APR* Westerly Richmond Wakefield Westerly Community westerccu.com 401.596.7000 Credit Union f in Helping our members achieve financial success! Annual Percentage Rate (APR) as of 10/1/2019 is subject to change without notice. Adjustable rate shown is for A credit scores of 680+ and reflects a 25 % point interest rate reduction for automated payments deducted from a WCCU checking account Add 25 % to rale if automatic deduction is not completed. The Adjustable rate APR will vary based on the Prime Rate as published in the Wall Street Jounal. 60 monthly payments of $18.42 per $1,000 borowed. Payments do not reflect any additional cost for Payment Protection. No minimum loan amount College Refinance Loan is for refinancing exising educaion loans in repayment not deleral. Maimum loan $50000, maximum tem 10 years Applicants must be a graduate of at least a four year accredited collegeluniversity and employed full time. College Refinance Loans are subject to credit qualification and venfication of applicaton information, outstanding loan amounts, proof of employment and graduation. Fixed and adjustable rates available. New loans only Other restictions may apply. Insured by NCUA