risla.com GREAT RATES. GREAT SERVICE. iii RISLA STUDENT LOANS FOR 2022 2023 STARTING AT 1,2 4.99% 10-YEAR IMMEDIATE REPAYMENT WITH RI ADVANTAGE³ & AUTO PAY TERMS & CONDITIONS 1 INTEREST RATES R are for loans first diborsed on or after 1 2022 for the 2022/23 academic year and include 0.25% reduction for making automatic ma feature Each repayment option is subject to funds availability. Funds will be awarded on a first come first served basis. The rates and terms disdesed above are available while funds w funds may be subject to different rates ander terms 2. APR: The Age Rate (APR) reflects the estimated tatal cost of the lean including origination fees (50) acog interest and the effect of capitalized interest arestbe acering after each lean diobenement Rate shown includes the 0.25% interest rate reduction for using the ato pay feature metly payment is calculated to be less than $50 per month for test is $50 per month with SLAND ADVANTAGE: applies to any Rhode Island Students attending school in any state or e-Rhode Island Students attending a school in Rhode Island who select an immediator Deferred me risla.com GREAT RATES . GREAT SERVICE . iii RISLA STUDENT LOANS FOR 2022 2023 STARTING AT 1,2 4.99 % 10 - YEAR IMMEDIATE REPAYMENT WITH RI ADVANTAGE³ & AUTO PAY TERMS & CONDITIONS 1 INTEREST RATES R are for loans first diborsed on or after 1 2022 for the 2022/23 academic year and include 0.25 % reduction for making automatic ma feature Each repayment option is subject to funds availability . Funds will be awarded on a first come first served basis . The rates and terms disdesed above are available while funds w funds may be subject to different rates ander terms 2. APR : The Age Rate ( APR ) reflects the estimated tatal cost of the lean including origination fees ( 50 ) acog interest and the effect of capitalized interest arestbe acering after each lean diobenement Rate shown includes the 0.25 % interest rate reduction for using the ato pay feature metly payment is calculated to be less than $ 50 per month for test is $ 50 per month with SLAND ADVANTAGE : applies to any Rhode Island Students attending school in any state or e - Rhode Island Students attending a school in Rhode Island who select an immediator Deferred me