RISLA, affordable student loans since 1981 3.99% APR* V Low Fixed Rate Loans for College V No Upfront Fees V Highly Rated Service V Local, Non-Profit V Borrower Protections V Multi-Year Loans HODE BLAND O RISLA risla.com AUTH LOAN RHODE ISLAND STUDENT LOAN AUTHORITY APR: The Annual Percentage Rate (APR) reflects the total cost of the loan, including upfront fees (S0), accruing interest, and the effect of capitalized interest. Interest begins accruing after each loan disbursement. If monthly påyment is calculated to be less than $50 per month for full term, lowest payment is $50 per month with term reduced. Includes 25% discount for using ACH auto-pay feature. 0 ALINON RISLA, affordable student loans since 1981 3.99% APR* V Low Fixed Rate Loans for College V No Upfront Fees V Highly Rated Service V Local, Non-Profit V Borrower Protections V Multi-Year Loans HODE BLAND O RISLA risla.com AUTH LOAN RHODE ISLAND STUDENT LOAN AUTHORITY APR: The Annual Percentage Rate (APR) reflects the total cost of the loan, including upfront fees (S0), accruing interest, and the effect of capitalized interest. Interest begins accruing after each loan disbursement. If monthly påyment is calculated to be less than $50 per month for full term, lowest payment is $50 per month with term reduced. Includes 25% discount for using ACH auto-pay feature. 0 ALINON