Building a Bridge to Better Banking Savings XBerkshireBank Institute is now Open a FREE CHECKING and get up to $100 We're Celebrating With These Exciting Offers Choose up to four options below to add up to your $100 bonus. 6-MONTH 13-MONTH EXCITEMENT CD SPECIAL CD .$25 for your direct deposit 1.70% $1,000 1.60% $1,000 .$25 when you pay a bill through online banking using bill pay $25 for signing up for eStatements APY APY deposit and checking account required to open minimum deposit required to open $25 when you refer a friend who opens a Free Checking account For personal and business accounts Short term fixed rate For personal and business accounts Option to make one deposit of $250 or more during the first 6 months of $25 when you turn in your bank's debit card and replace it with a Berkshire debit card your term XBerkshireBank Life is exciting. Let us help. Come See What's New Stop by for customer appreciation week and take advantage of these money saving specials and exciting giveaways starting November 18. 800-773-5601 berkshirebank.com Banking products are provided by Berkshire Bank: Member FDIC. Berkshire Bank is a Massachusetts chartered bank. The minimum balance to openan account and attain the stated Annual Pecentage Yield (APY)is $1,000 Future increases in rates are detemined by Berkshire Bank's review of market conditions. APY is accurate as of 11/6/19.Apenalty may be imposed for early withdawal. Fees may educe eamings. This offer may be withdawn at any time. In order to qualify for this acount you need to open the CD with $1,000 that is not already on deposit in other accounts with us OENDER and the maximum balanice for this account caninot exceed S1,00,000, You can open more than one CD, but the total balance combined cannot exceed the $1,000,000 cap. CD will no longer eam interest if balance falls below $1,000. Transaction limitations are as follows: 6 Month Spedal CD you may make one deposit of $250or more into your account during each tem of this acount The minimum balance to open an account and attain the stated Annual Percentage Yield (APY) is $1,000. APY is accurate as of 116/19.Apenalty may be imposed for early withdrawal. Fees may reduce earnings. This offer may be withdrawn at any time. In order to qualifty for this account you need to openthe CD with $1,000that is not already on depost in other accounts with us, you must be primary OWNER of the quaftying checking account, and the maimum balance for this ccount does not exceed $1,000,000 This premium interést eate and APris available f you meet the following requirements for the entine applicable tem of the cernficate (1)Maintain the Berkshire Bankpersonal checking account with minimum daily balance of $5,000, or have at least one monthly direct deposit into the checking account You can open more than one CD, but the total balance combined cannot exceed the $1,000,000 cap. you do not meet the requirements at any time during the current CD term, the interest rate and the APY of the CD will change to the published standard rate cf the same term CD without checking requirements. Current 13-Month Excitement CD(Standard/ No Checking)APY is 1.45% Rate will be changed back to date of last interest posting. CD will no longer eam interest if balance fals below S1,000. ou may make one deposit of $250 or more into your acount during the first six months In order to qualify for up to the $100 cash bonus, you need to be a new Berkshire Bank customer or cument Berkshire Bank customer without a checking account relationship and open a Free Checking account with a minimum balance of $10 and choose up to four of the following options (1)$25 when you establishand receive at least one direct deposit for your account within 45 days of account opening.(2)$25 when you pay a bill through online banking using bill pay (3) $25 when you enroll in eStatements at account opening, (4) $25 when someone you refered opens a checking account by using the Refer A-Friend coupon (S) $25 when you tum in your bank's debit card and replace it with a Berkshire Bank debit card. Offer is valid untl 12/31/19and is subject to change. Bonus is limited upto $100 per individual. Limit of two $25 bonuses available to individuals when a friend opens a new Free Checking account. The diredt deposit and bill payment bonus will be oedited within 7 days of you notifying us that the transactions) has occurred. To notfy us, visit a branch location or call us at 1-800-773-5601.The debit card bonus will be credited within 7 business days of new Berkshire debit card application. The $25 Refer AFriend bonus is credited when the friend opens the checking account with the ReferA friend coupon. The value of the bonus may be reportable to the IRS on FORM 1099MISC.Other fees may aapply By refeming a friend, you and the friend waive the right to privacy and consent to cur revealing to each of you that you are our customers for this transaction.Accounts must be in good standing to receive bonuses Ofer is subject to change at any time.Offer valid in Connecticut and Rhode Island only. Rev. 11/19 Building a Bridge to Better Banking Savings XBerkshireBank Institute is now Open a FREE CHECKING and get up to $100 We're Celebrating With These Exciting Offers Choose up to four options below to add up to your $100 bonus. 6-MONTH 13-MONTH EXCITEMENT CD SPECIAL CD .$25 for your direct deposit 1.70% $1,000 1.60% $1,000 .$25 when you pay a bill through online banking using bill pay $25 for signing up for eStatements APY APY deposit and checking account required to open minimum deposit required to open $25 when you refer a friend who opens a Free Checking account For personal and business accounts Short term fixed rate For personal and business accounts Option to make one deposit of $250 or more during the first 6 months of $25 when you turn in your bank's debit card and replace it with a Berkshire debit card your term XBerkshireBank Life is exciting. Let us help. Come See What's New Stop by for customer appreciation week and take advantage of these money saving specials and exciting giveaways starting November 18. 800-773-5601 berkshirebank.com Banking products are provided by Berkshire Bank: Member FDIC. Berkshire Bank is a Massachusetts chartered bank. The minimum balance to openan account and attain the stated Annual Pecentage Yield (APY)is $1,000 Future increases in rates are detemined by Berkshire Bank's review of market conditions. APY is accurate as of 11/6/19.Apenalty may be imposed for early withdawal. Fees may educe eamings. This offer may be withdawn at any time. In order to qualify for this acount you need to open the CD with $1,000 that is not already on deposit in other accounts with us OENDER and the maximum balanice for this account caninot exceed S1,00,000, You can open more than one CD, but the total balance combined cannot exceed the $1,000,000 cap. CD will no longer eam interest if balance falls below $1,000. Transaction limitations are as follows: 6 Month Spedal CD you may make one deposit of $250or more into your account during each tem of this acount The minimum balance to open an account and attain the stated Annual Percentage Yield (APY) is $1,000. APY is accurate as of 116/19.Apenalty may be imposed for early withdrawal. Fees may reduce earnings. This offer may be withdrawn at any time. In order to qualifty for this account you need to openthe CD with $1,000that is not already on depost in other accounts with us, you must be primary OWNER of the quaftying checking account, and the maimum balance for this ccount does not exceed $1,000,000 This premium interést eate and APris available f you meet the following requirements for the entine applicable tem of the cernficate (1)Maintain the Berkshire Bankpersonal checking account with minimum daily balance of $5,000, or have at least one monthly direct deposit into the checking account You can open more than one CD, but the total balance combined cannot exceed the $1,000,000 cap. you do not meet the requirements at any time during the current CD term, the interest rate and the APY of the CD will change to the published standard rate cf the same term CD without checking requirements. Current 13-Month Excitement CD(Standard/ No Checking)APY is 1.45% Rate will be changed back to date of last interest posting. CD will no longer eam interest if balance fals below S1,000. ou may make one deposit of $250 or more into your acount during the first six months In order to qualify for up to the $100 cash bonus, you need to be a new Berkshire Bank customer or cument Berkshire Bank customer without a checking account relationship and open a Free Checking account with a minimum balance of $10 and choose up to four of the following options (1)$25 when you establishand receive at least one direct deposit for your account within 45 days of account opening.(2)$25 when you pay a bill through online banking using bill pay (3) $25 when you enroll in eStatements at account opening, (4) $25 when someone you refered opens a checking account by using the Refer A-Friend coupon (S) $25 when you tum in your bank's debit card and replace it with a Berkshire Bank debit card. Offer is valid untl 12/31/19and is subject to change. Bonus is limited upto $100 per individual. Limit of two $25 bonuses available to individuals when a friend opens a new Free Checking account. The diredt deposit and bill payment bonus will be oedited within 7 days of you notifying us that the transactions) has occurred. To notfy us, visit a branch location or call us at 1-800-773-5601.The debit card bonus will be credited within 7 business days of new Berkshire debit card application. The $25 Refer AFriend bonus is credited when the friend opens the checking account with the ReferA friend coupon. The value of the bonus may be reportable to the IRS on FORM 1099MISC.Other fees may aapply By refeming a friend, you and the friend waive the right to privacy and consent to cur revealing to each of you that you are our customers for this transaction.Accounts must be in good standing to receive bonuses Ofer is subject to change at any time.Offer valid in Connecticut and Rhode Island only. Rev. 11/19