Home Equity Lines 1.99% APR (For initial 16 monthly billing cycles) Regular Rate as low as 3.75%AR Advertised Introductory 1,99% Annual Percentage Rate (APR) is the lowest available and is fixed for the first 16 months. After initial 16 monthly billing cycles, rate becomes variable based on the Wall Street Journal Prime Rate (Prime) + a margin (determined by individual creditworthiness and loan-to-value ratio), with a floor of 3.75% (3.75% APR as of 10/28/2021). Account subject to individual approval. 1-4 family, owner-occupied, primary residence properties only. Property insurance (and flood insurance if applicable) required. Rate subject to change without notice. APR will not exceed 21% or fall below 3.75%. No annual fee for first year, then $50 per year. Pawtucket Credit Union The smarter way to bank 800-298-2212 401-729-5170 pcu.org Home Equity Lines 1.99% APR (For initial 16 monthly billing cycles) Regular Rate as low as 3.75%AR Advertised Introductory 1,99% Annual Percentage Rate (APR) is the lowest available and is fixed for the first 16 months. After initial 16 monthly billing cycles, rate becomes variable based on the Wall Street Journal Prime Rate (Prime) + a margin (determined by individual creditworthiness and loan-to-value ratio), with a floor of 3.75% (3.75% APR as of 10/28/2021). Account subject to individual approval. 1-4 family, owner-occupied, primary residence properties only. Property insurance (and flood insurance if applicable) required. Rate subject to change without notice. APR will not exceed 21% or fall below 3.75%. No annual fee for first year, then $50 per year. Pawtucket Credit Union The smarter way to bank 800-298-2212 401-729-5170 pcu.org