No PointsNo Closing CostsLooking to refinance? Look no further thanWesterly Community Credit Union!15 Year Fixed Rate Mortgage!500%APR*20 Year Fixed Rate Mortgage!875%APR*Ask about our 7, 10 & 12 Year Rate Specials!Apply online or atany branch location!Westerlyeniy KrghmonCommunity weerlyceu.comSouth KingstownCredit Union401.596.7000score, and an "active WCCU checking account. Active checking requires 6 transactions per montrd direct d post. Current 7 & 10year fo ed rates are2875 R 12 yearfoed rate is 3000% APRPayments per $1,000 borrowed would ber 7 years at $13.16, 10 years at $9.61, 12 years at $8.28,15years at S716 and 20 years at S6.00 Maximum loan-to-value 80%. Maximum loan S350,000. Ownercoupied only. Flood insuranoe may be required. Property insurance is required. Requires First LienPostion Not available for rewnite of current WCCU loans. Not avalable for new purchases. A cancel-lation fee will apply for loans terminated within two years of origination date. Recording, trust reviewand advisory fees apply where applicable. Consult a tax advisor regarding theOther rates and terms available. Other restrictions may apply. Without "active checking rate would be7810 y rs3375% APR. 12 years 3500% APR. 15 years 4.000%APR & 20 years 4.375% APR.MCCU S ID # 518892 Federally insured by NCUAof interest.

Date: January 11, 2018

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Westerly Community Credit Union

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No Points No Closing Costs Looking to refinance? Look no further than Westerly Community Credit Union! 15 Year Fixed Rate Mortgage! 500% APR* 20 Year Fixed Rate Mortgage! 875% APR* Ask about our 7, 10 & 12 Year Rate Specials! Apply online or at any branch location! Westerlyeniy Krghmon Community weerlyceu.com South Kingstown Credit Union 401.596.7000 score, and an "active WCCU checking account. Active checking requires 6 transactions per mont rd direct d post. Current 7 & 10year fo ed rates are2875 R 12 yearfoed rate is 3000% APR Payments per $1,000 borrowed would ber 7 years at $13.16, 10 years at $9.61, 12 years at $8.28,15 years at S716 and 20 years at S6.00 Maximum loan-to-value 80%. Maximum loan S350,000. Owner coupied only. Flood insuranoe may be required. Property insurance is required. Requires First Lien Postion Not available for rewnite of current WCCU loans. Not avalable for new purchases. A cancel- lation fee will apply for loans terminated within two years of origination date. Recording, trust review and advisory fees apply where applicable. Consult a tax advisor regarding the Other rates and terms available. Other restrictions may apply. Without "active checking rate would be 7810 y rs3375% APR. 12 years 3500% APR. 15 years 4.000%APR & 20 years 4.375% APR. MCCU S ID # 518892 Federally insured by NCUA of interest.

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