WAKEFIELDGrand Re OperingCECEBRATION WEEK!ganUNIONOctober 7th October 12thNavigantUNIONCREDITSPECIAL RATES GIVEAWAYSJOURNE REWARDS CHECKING6-MONTH TERM CERTIFICATE1.Make twelve debit purchases a month 2. Make onedirect deposit amonth 3. Sign up for e-statements$10minimum balance required to obtain APYOF DEPOSITss00minimumopening deposit3.00OO% 2.50%APYAPYHOME EQUITY LINE OF CREDITIntroductory foxed rate for first 12 billing cyclesPrime rate with.50 % deduction thereafter1.99 4.50%APRAPRStop by our Wakefield branch at 172 Main Streetfor a week of giveaways and special rates!APY is annualpercentage yield and is accurate as of 09/20/2019.Must maintain aminimum daly balance of S10.00in your account to obtain the disclosed AP"Meet 3 Journe reward rate criteris: 1 12 Debit Card Purchases must post and settle each qualification cyde 21 Mave1 Direct Depost or Automatic Paymentpost and settle per qualification cydle 3Access Online Banking and Eneoll to Receive Electronic Statements ATM-processed transactions do not count towarequalifyng debit card transactions.Balances between $10-$20,000 receive APY of 3.00 % if each cycle the minimum criteria is met. Tier examples Tier 1balances between$10-520,000 receive APY of 3.00% and Tier 2 balances over $20.000 eam 0.345% dividendrate on portion of balance over $20.000,)resulting in0.50% -3.00 % APY depending on the balance See an MSR Sor details on blended rates above $20,000. Rate is subject to change at any time afteraccount opening if you domotmeet the citeria per qualfcation cyce your acct st function as a Journe checking account earning an APY of 05%however, it wil ot recee forthat tme period Fees may reduce earnings ATMfeerefunds up to $25per qualification.cycle"APY LAnnuecentage Yeldeffective as of 09/20/2019 and suect to change thereer at anytime A $500.00 minimum opening depos is required to open and eamAPY.New money only Offer may be withdrawn at anytime without notice. Apenalty may be imposed for early withdrawa Fees may reduce earnings Otherrates and terms anailable. Offer available in our Wakefield location only. 1Advertised Introductory Annual Percentage Rate LAPRI of 1.99% is ehe lowest availabland is fieed for the first 12 months. Offer based on individual credit worthiness. Ater initial 12 montlybing cycles, rate automaticaly reverts to a variable rasof interest as low as Prime minus 0.50% as published in the Wa Street Jounal 30 days before the date of any rate adjustment. As of 09/20/19 Prime Rate wass00% Interest rane and line amount determined by individual creditworthiness and subject to loan-to-valueratio of 75% Ofor imited to 1-4amlyowner-occupied primary residence properties only Property insurance Land flood insurance ifapplicable) required. No application fee. Offer and rateis subject to change at any time without notice. Other berms andrestrictions may apply APR will not exceed 21 % with a minimum rate of 4.50 %Existing NCUhome equity linesloans are not eligble for refinance with this peomotion, Introductory rate available in our Wakofield location onlyOffers only valid until November 36,2039.Federally inured by NCUALENDE WAKEFIELD Grand Re Opering CECEBRATION WEEK! gan UNION October 7th October 12th Navigant UNION CREDIT SPECIAL RATES GIVEAWAYS JOURNE REWARDS CHECKING 6-MONTH TERM CERTIFICATE 1.Make twelve debit purchases a month 2. Make one direct deposit amonth 3. Sign up for e-statements $10minimum balance required to obtain APY OF DEPOSIT ss00minimumopening deposit 3.00OO% 2.50% APY APY HOME EQUITY LINE OF CREDIT Introductory foxed rate for first 12 billing cycles Prime rate with.50 % deduction thereafter 1.99 4.50% APR APR Stop by our Wakefield branch at 172 Main Street for a week of giveaways and special rates! APY is annualpercentage yield and is accurate as of 09/20/2019.Must maintain aminimum daly balance of S10.00in your account to obtain the disclosed AP" Meet 3 Journe reward rate criteris: 1 12 Debit Card Purchases must post and settle each qualification cyde 21 Mave1 Direct Depost or Automatic Payment post and settle per qualification cydle 3Access Online Banking and Eneoll to Receive Electronic Statements ATM-processed transactions do not count toware qualifyng debit card transactions.Balances between $10-$20,000 receive APY of 3.00 % if each cycle the minimum criteria is met. Tier examples Tier 1 balances between$10-520,000 receive APY of 3.00% and Tier 2 balances over $20.000 eam 0.345% dividendrate on portion of balance over $20.000,) resulting in0.50% -3.00 % APY depending on the balance See an MSR Sor details on blended rates above $20,000. Rate is subject to change at any time after account opening if you domotmeet the citeria per qualfcation cyce your acct st function as a Journe checking account earning an APY of 05% however, it wil ot recee forthat tme period Fees may reduce earnings ATMfeerefunds up to $25per qualification.cycle"APY LAnnu ecentage Yeldeffective as of 09/20/2019 and suect to change thereer at anytime A $500.00 minimum opening depos is required to open and eam APY.New money only Offer may be withdrawn at anytime without notice. Apenalty may be imposed for early withdrawa Fees may reduce earnings Other rates and terms anailable. Offer available in our Wakefield location only. 1Advertised Introductory Annual Percentage Rate LAPRI of 1.99% is ehe lowest availabl and is fieed for the first 12 months. Offer based on individual credit worthiness. Ater initial 12 montlybing cycles, rate automaticaly reverts to a variable ras  of interest as low as Prime minus 0.50% as published in the Wa Street Jounal 30 days before the date of any rate adjustment. As of 09/20/19 Prime Rate was s00% Interest rane and line amount determined by individual creditworthiness and subject to loan-to-valueratio of 75% Ofor imited to 1-4amly owner-occupied primary residence properties only Property insurance Land flood insurance ifapplicable) required. No application fee. Offer and rate is subject to change at any time without notice. Other berms andrestrictions may apply APR will not exceed 21 % with a minimum rate of 4.50 % Existing NCUhome equity linesloans are not eligble for refinance with this peomotion, Introductory rate available in our Wakofield location only Offers only valid until November 36,2039.Federally inured by NCUA LENDE

Date: October 7, 2019

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WAKEFIELD Grand Re Opering CECEBRATION WEEK! gan UNION October 7th October 12th Navigant UNION CREDIT SPECIAL RATES GIVEAWAYS JOURNE REWARDS CHECKING 6-MONTH TERM CERTIFICATE 1.Make twelve debit purchases a month 2. Make one direct deposit amonth 3. Sign up for e-statements $10minimum balance required to obtain APY OF DEPOSIT ss00minimumopening deposit 3.00OO% 2.50% APY APY HOME EQUITY LINE OF CREDIT Introductory foxed rate for first 12 billing cycles Prime rate with.50 % deduction thereafter 1.99 4.50% APR APR Stop by our Wakefield branch at 172 Main Street for a week of giveaways and special rates! APY is annualpercentage yield and is accurate as of 09/20/2019.Must maintain aminimum daly balance of S10.00in your account to obtain the disclosed AP" Meet 3 Journe reward rate criteris: 1 12 Debit Card Purchases must post and settle each qualification cyde 21 Mave1 Direct Depost or Automatic Payment post and settle per qualification cydle 3Access Online Banking and Eneoll to Receive Electronic Statements ATM-processed transactions do not count toware qualifyng debit card transactions.Balances between $10-$20,000 receive APY of 3.00 % if each cycle the minimum criteria is met. Tier examples Tier 1 balances between$10-520,000 receive APY of 3.00% and Tier 2 balances over $20.000 eam 0.345% dividendrate on portion of balance over $20.000,) resulting in0.50% -3.00 % APY depending on the balance See an MSR Sor details on blended rates above $20,000. Rate is subject to change at any time after account opening if you domotmeet the citeria per qualfcation cyce your acct st function as a Journe checking account earning an APY of 05% however, it wil ot recee forthat tme period Fees may reduce earnings ATMfeerefunds up to $25per qualification.cycle"APY LAnnu ecentage Yeldeffective as of 09/20/2019 and suect to change thereer at anytime A $500.00 minimum opening depos is required to open and eam APY.New money only Offer may be withdrawn at anytime without notice. Apenalty may be imposed for early withdrawa Fees may reduce earnings Other rates and terms anailable. Offer available in our Wakefield location only. 1Advertised Introductory Annual Percentage Rate LAPRI of 1.99% is ehe lowest availabl and is fieed for the first 12 months. Offer based on individual credit worthiness. Ater initial 12 montlybing cycles, rate automaticaly reverts to a variable ras of interest as low as Prime minus 0.50% as published in the Wa Street Jounal 30 days before the date of any rate adjustment. As of 09/20/19 Prime Rate was s00% Interest rane and line amount determined by individual creditworthiness and subject to loan-to-valueratio of 75% Ofor imited to 1-4amly owner-occupied primary residence properties only Property insurance Land flood insurance ifapplicable) required. No application fee. Offer and rate is subject to change at any time without notice. Other berms andrestrictions may apply APR will not exceed 21 % with a minimum rate of 4.50 % Existing NCUhome equity linesloans are not eligble for refinance with this peomotion, Introductory rate available in our Wakofield location only Offers only valid until November 36,2039.Federally inured by NCUA LENDE WAKEFIELD Grand Re Opering CECEBRATION WEEK! gan UNION October 7th October 12th Navigant UNION CREDIT SPECIAL RATES GIVEAWAYS JOURNE REWARDS CHECKING 6-MONTH TERM CERTIFICATE 1.Make twelve debit purchases a month 2. Make one direct deposit amonth 3. Sign up for e-statements $10minimum balance required to obtain APY OF DEPOSIT ss00minimumopening deposit 3.00OO% 2.50% APY APY HOME EQUITY LINE OF CREDIT Introductory foxed rate for first 12 billing cycles Prime rate with.50 % deduction thereafter 1.99 4.50% APR APR Stop by our Wakefield branch at 172 Main Street for a week of giveaways and special rates! APY is annualpercentage yield and is accurate as of 09/20/2019.Must maintain aminimum daly balance of S10.00in your account to obtain the disclosed AP" Meet 3 Journe reward rate criteris: 1 12 Debit Card Purchases must post and settle each qualification cyde 21 Mave1 Direct Depost or Automatic Payment post and settle per qualification cydle 3Access Online Banking and Eneoll to Receive Electronic Statements ATM-processed transactions do not count toware qualifyng debit card transactions.Balances between $10-$20,000 receive APY of 3.00 % if each cycle the minimum criteria is met. Tier examples Tier 1 balances between$10-520,000 receive APY of 3.00% and Tier 2 balances over $20.000 eam 0.345% dividendrate on portion of balance over $20.000,) resulting in0.50% -3.00 % APY depending on the balance See an MSR Sor details on blended rates above $20,000. Rate is subject to change at any time after account opening if you domotmeet the citeria per qualfcation cyce your acct st function as a Journe checking account earning an APY of 05% however, it wil ot recee forthat tme period Fees may reduce earnings ATMfeerefunds up to $25per qualification.cycle"APY LAnnu ecentage Yeldeffective as of 09/20/2019 and suect to change thereer at anytime A $500.00 minimum opening depos is required to open and eam APY.New money only Offer may be withdrawn at anytime without notice. Apenalty may be imposed for early withdrawa Fees may reduce earnings Other rates and terms anailable. Offer available in our Wakefield location only. 1Advertised Introductory Annual Percentage Rate LAPRI of 1.99% is ehe lowest availabl and is fieed for the first 12 months. Offer based on individual credit worthiness. Ater initial 12 montlybing cycles, rate automaticaly reverts to a variable ras of interest as low as Prime minus 0.50% as published in the Wa Street Jounal 30 days before the date of any rate adjustment. As of 09/20/19 Prime Rate was s00% Interest rane and line amount determined by individual creditworthiness and subject to loan-to-valueratio of 75% Ofor imited to 1-4amly owner-occupied primary residence properties only Property insurance Land flood insurance ifapplicable) required. No application fee. Offer and rate is subject to change at any time without notice. Other berms andrestrictions may apply APR will not exceed 21 % with a minimum rate of 4.50 % Existing NCUhome equity linesloans are not eligble for refinance with this peomotion, Introductory rate available in our Wakofield location only Offers only valid until November 36,2039.Federally inured by NCUA LENDE

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