You HaveThe Skill,Now you havethe cash!Our Home Equity Line of CreditSpecial Offers:Fixed introductory rate as low asVariable rate as low as3.95% 4.00%APR*APRfor 36 Months!thereafterApply online 24/7 or at any branch location!CommunityWesterly RichmondSouth Kingstownwww.westerlyccu.com401.596.7000Credit Union"Rate as of 5/1/18 and subject to change.After the first fuxed term of 36 months, the Annual Percentage Rate (APR) is variable based on the Prime Rate as publishedin the Wall Street Jouml, in effect on the day that the$15,000-se9.99999 isPrie-025%, e$100,000 s Prie-O APR wil neverbe retha 18%orlesstan 4% fort remaring ife oft eloan after nialfo ed per od 1-4 fany owner ocup ed properties only 80% ma um co bred loan to value. Min nu loan $15,000. Maximum loan s S350 000. Flood insurancemay be required. Property insurance is required. Consut a tax advisor about the deduciblity of interest. Other restrictions may apply Acancellaton fee wil apply forloans terminated within two years of originaion date. Other rates and terms available. Available for new lines only. $50 annual fee will be waived for the 1sexpires, andon the last day of each biling cycle, and tiered as followsrequi esan act e ch ding account-Act e checking is6transactionsor ore per month anddreddepotwccuNMLSID#518892 1 sundbyNCUA

Date: May 4, 2018

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Westerly Community Credit Union

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You Have The Skill, Now you have the cash! Our Home Equity Line of Credit Special Offers: Fixed introductory rate as low as Variable rate as low as 3.95% 4.00% APR* APR for 36 Months! thereafter Apply online 24/7 or at any branch location! Community Westerly Richmond South Kingstown www.westerlyccu.com 401.596.7000 Credit Union "Rate as of 5/1/18 and subject to change.After the first fuxed term of 36 months, the Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Jouml, in effect on the day that the $15,000-se9.99999 isPrie-025%, e$100,000 s Prie-O APR wil neverbe retha 18%orlesstan 4% fort remaring ife oft eloan after nial fo ed per od 1-4 fany owner ocup ed properties only 80% ma um co bred loan to value. Min nu loan $15,000. Maximum loan s S350 000. Flood insurance may be required. Property insurance is required. Consut a tax advisor about the deduciblity of interest. Other restrictions may apply Acancellaton fee wil apply for loans terminated within two years of originaion date. Other rates and terms available. Available for new lines only. $50 annual fee will be waived for the 1s expires, and on the last day of each biling cycle, and tiered as follows requi esan act e ch ding account-Act e checking is6transactionsor ore per month anddreddepotwccuNMLSID#518892 1 sundbyNCUA